What to Bring When You Buy a Car: Your Checklist for Horne Globe

When you're ready to buy a car, having the right documents and information prepared beforehand can make the process much smoother and faster. Generally, you'll need your valid driver's license, proof of insurance, a method for your payment or down payment, and if trading in, your trade title or loan payoff details, along with the trade's keys and service records.

Essential Documents for Your Purchase

To ensure a seamless car-buying experience at Horne Nissan and Horne Chrysler Dodge Jeep Ram, gathering these key items in advance will save you time and effort. Our team is here to help guide you through each step, but having your paperwork in order helps significantly.

• Valid Driver's License: This is crucial for verifying your identity and for test driving vehicles. Please ensure it is current and not expired.
• Proof of Insurance: Before you drive off in your new vehicle, you'll need to show proof of current automotive insurance. This can often be arranged with your insurance provider on the day of purchase.
• Payment or Down Payment Method: Whether you're paying in full or making a down payment, have your chosen method ready. This could be a cashier's check, personal check (subject to bank clearance), debit card, or arrangements for an electronic transfer.

Information for Financing

If you plan to finance your vehicle purchase, lenders typically require additional documentation to assess your creditworthiness. While the specific requirements can vary from lender to lender, being prepared with common items can expedite the approval process. The lender ultimately decides what information is required.

Common items lenders may ask for include:

• Proof of Income: This might be recent pay stubs, W-2 forms, or tax returns, demonstrating your ability to make regular payments.
• Proof of Residence: Documents like a utility bill, lease agreement, or mortgage statement can verify your current address.

Remember, our finance department can help you navigate the financing process. One credit application covers both Horne Nissan and Horne Chrysler Dodge Jeep Ram, streamlining your experience.

Trading In Your Current Vehicle

If you're planning to trade in your current vehicle, bringing specific items related to it will ensure an accurate appraisal and a smooth transfer of ownership. Our team will assess your trade-in's value to help you apply it towards your new purchase.

• Vehicle Title or Loan Payoff Information: If you own your vehicle outright, bring the vehicle's title. If you still have a loan, bring your loan account number and the lender's contact information so we can obtain a payoff quote. You can also value your trade online before you visit.
• All Keys and Remotes: Provide all sets of keys and remotes that came with your trade-in vehicle.
• Service and Maintenance Records: While not strictly required, having service records can sometimes add value to your trade, as it demonstrates a history of good maintenance.

Our Commitment to You

At Horne Nissan and Horne Chrysler Dodge Jeep Ram, located at 2046 E Highway 60, Globe, AZ 85501, we strive to make your car-buying experience straightforward and enjoyable. We understand that purchasing a vehicle is a significant decision, and our team is dedicated to providing clear, honest information.

Every advertised price at our dealership includes the $499 documentation fee. For new cars, prices include every factory rebate all buyers qualify for, ensuring transparency. For used vehicles, we provide a free Carfax report, giving you valuable insight into the vehicle's history.

We appreciate feedback from our customers. As R. Wickwire shared in October 2026, "David Ray was an easy guy to connect with - No pressure. After sale support with Horne associates is exceptional." And Leone noted in October 2026, "When you go in ask for eugene he will talk you everything you need to know and he will be straight with you." We encourage you to read more reviews and see why customers choose Horne Globe.

If you have any questions about what to bring or any other aspect of buying a car, please don't hesitate to call us. For Horne Nissan sales, call 928-793-5581. For Horne Chrysler Dodge Jeep Ram sales, call 928-793-5581. You can also explore our new inventory and used inventory online anytime.